B2B Debt Recovery · India

Money You've
Already Earned
Shouldn't Become
Bad Debt.

Adhigrahn recovers your stuck receivables, builds your collection process — before going anywhere near a courtroom.

No upfront fees. We only earn when you recover.
Zero risk to start. Immediate engagement.
~40%
Recovery rate on
at-risk portfolios
45
Days to first
recovery results
₹0
Upfront cost
to engage us
Adhigrahn — Collect Your Rightful Dues
The Reality
~20% of B2B receivables go past agreed credit terms
~10% becomes bad debt every year
Internal teams avoid escalation to protect relationships
Traditional agencies don't understand Indian B2B dynamics
The Problem

Cash Is Stuck.
Growth Slows Down.

Every day your receivables age past 60, 90, 120 days, you're funding your client's operations with your own cash. It compounds silently — until it becomes a write-off.

₹5–10Cr
Average annual revenue lost to uncollected receivables in a mid-size Indian company.
4 Reasons
your internal team can't fix this — and why an outside specialist changes everything.
🤝
Sales teams hesitate
Account managers avoid aggressive follow-up to protect relationships and future sales — so the debt ages while the relationship stays comfortable.
⚖️
Generic legal threats backfire
Standard notices without context get ignored by sophisticated B2B buyers. Worse, they permanently damage recoverable relationships.
🔁
Finance lacks execution muscle
Internal teams have limited authority and no escalation playbook. The same accounts sit in review meetings quarter after quarter.
📉
Agencies don't understand Indian B2B
Generic firms use one-size-fits-all approaches that ignore how Indian B2B relationships actually work — burning bridges and recovering little.
What We Do

Three Ways We Help.
One Clear Outcome.

Whether you need immediate recovery, a smarter process, or ongoing consultancy — we deliver without asking for money upfront.

01
End-to-End Debt Recovery
We take over your stuck receivables and recover them through structured engagement and debtor-specific strategies — before involving any legal process.
Success-based commission only
02
Collection Process Setup
We design and operationalise your entire collections function — SOPs, team structure, escalation cadences — so the problem doesn't recur once cleared.
Scope-based engagement
03
Recovery Consulting
Build your internal capability with our playbooks, hiring frameworks, and operational knowledge from large-scale B2B recovery programs across India.
Outcome-led consulting
How We Work

Your First Recovery
in 90 Days.

A proven four-step process. No legal action as a first resort. No upfront fees. Tangible progress within the first quarter.

🔍
Step 01
Account Diagnosis
We classify your portfolio by recoverability and build a prioritised engagement plan — in the first week.
📋
Step 02
Custom Strategy
Each account gets a tailored approach — not a template. We understand the debtor, the dispute, and the right escalation path.
📞
Step 03
Systematic Engagement
High-cadence, professional outreach via WhatsApp, calls, and written communication — all RBI-compliant and documented.
✅
Step 04
Recovery & Reporting
Full transparency — what was recovered, what's in progress, what's recommended for write-off. No black boxes.
Why Adhigrahn

Built by Operators.
Not Advisors.

13+ years building and running recovery and collections operations at India's largest and fastest-scaling businesses.

✓
No upfront fees — ever
For recovery engagements we work on success-based commission. If we don't recover, we don't charge. Our incentives are perfectly aligned with yours.
✓
Pre-litigation first, always
We recover through intelligent engagement — not legal threats that damage relationships. Courts are a last resort, not our first move.
✓
India-first approach
We understand how B2B relationships, payment cultures, and escalation dynamics actually work in India — not how they work in textbooks.
✓
Boutique & fully customised
No templated approaches. Every engagement is designed around your specific debtor profile, sector dynamics, and recovery objectives.
✓
Full transparency
You see every action taken, every communication sent, every update. No agency opacity. No surprises on your invoices or your relationships.
~40%
Recovery on at-risk receivables within 90–120 days
45
Days to first recoveries from engagement start
99%
Collection efficiency achieved in co-living portfolio
₹0
Upfront cost for all recovery engagements
"Bad debt is not only a legal problem.
It's an execution problem."
— Adhigrahn founding philosophy
Track Record

Results Our Founders
Have Delivered.

Founder-level experience across India's leading organisations. These results are the reason Adhigrahn exists.

🎓 EdTech Leader
When the Internal Team Hit a Wall
30% portfolio recovery rate achieved without a single legal notice — through structured operational cadence and direct stakeholder engagement at every level until the debt moved.
30%
Portfolio recovery
rate on pilot
45d
To first significant
recovery
0
Legal notices
required
🏨 Hospitality Leader
Built from Zero. Sustained at 99%.
Designed and operationalised a collections process from scratch for a major co-living portfolio — scaling to 99% collection efficiency and eliminating the EBITDA erosion that typically follows.
99%
Collection
efficiency achieved
0→
Process built
from scratch
↑
EBITDA impact
protected
🏦 National Public Sector Bank
Speed Where It Mattered Most
Built a high-cadence recovery operation for vendor and B2C portfolios — achieving 10–15% recovery on accounts requiring immediate activation where large institutions typically struggle to move fast.
15%
Recovery on
dead-zone accounts
Fast
Activation on
dormant portfolio
B2B+
Vendor & B2C
portfolios
Recovery Calculator

How Much Are You Losing Right Now?

Enter your numbers. The estimate updates instantly.

🧮
Bad Debt Loss Estimator
Live calculation — no button needed
Estimated Bad Debt Loss / Year
₹ —
Enter your revenue and overdue % above
Adhigrahn Recovery Potential (90–120 days)
₹ —
Based on ~40% recovery rate on at-risk portfolio
No upfront fee. We earn only when you recover.
Get Started

Let's Recover Before
You Write It Off.

No upfront cost.
No obligation.
Just a conversation.
Share your details and we'll call you back within 24 hours to understand your situation and explain exactly how we'd approach it.
✓
Free 30-minute diagnostic call. We assess your receivables at no charge.
✓
No retainer, no upfront fee. Recovery engagement is success-based only.
✓
Pilot available. Prove the model on a small portfolio before scaling.
✓
Your data stays private. Strict confidentiality on all information.
Request a Callback
Talk to Us. No Strings Attached.
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We respond within 24 hours · weare@adhigrahn.com · Strictly confidential
✅
We'll Call You Back.
Thank you. Our team will reach you at your preferred time tomorrow.

For immediate queries: weare@adhigrahn.com